Journal

Moving abroad, cover and payment routes.

Editorial pieces with sources: published, clearly framed and available in German and English.

Map lines and a travel route on paper

Journal

Research that travels.

No quick rankings and no blanket promises. Each piece separates sourced facts, context and review status.

Journal articles

7 articles

Abstract world map with the USA highlighted for international coverage zones
Coverage zonesUSA coverCosts

Coverage zones explained: why the USA changes costs

International health insurance coverage zones: this guide explains regional scope, the USA distinction, pricing logic and policy limits.

Laptop, backpack, passport and world map illustrating mobile work across borders
Digital nomadsEligibilityLife abroad

Digital nomads: health insurance without a fixed residence

Health insurance for digital nomads: this guide separates residence, citizenship, coverage zones and payment routes while living abroad.

Illustration of an invoice splitting into a wallet route and a direct payment terminal
Payment modelsReimbursementDirect billing

Pay upfront or pay direct: two payment routes explained

Pay upfront or pay direct in international health cover: this guide explains reimbursement, direct payment, approvals and contract limits.

Laptop, backpack, passport and world map illustrating an international lifestyle
Study abroadEHICEU

Health insurance for study abroad: which rules apply

Health insurance for study abroad: the rules distinguish between the EHIC, employment, a change of residence and a temporary posting.

Calendar sheets, clock and hourglass illustrating waiting periods in a policy
Waiting periodsPolicy termsEligibility

Waiting periods in international health policies explained

Waiting periods in international health policies: this guide explains benefit start dates, exclusions, exceptions and the role of the contract.

Laptop, backpack, passport and world map illustrating an international lifestyle
Working holidayCanadaProof

Working holiday in Canada: which insurance proof is required

Working holiday in Canada: the insurance proof must cover the planned stay, medical care, hospital treatment and repatriation.

Journal

Publication status

7 articles are published and released for search engines. Further pieces are reviewed separately.