Your questions. Clearly answered.

Before a doctor or pharmacy visit, the case is reported through the app or service. Where the card route applies to the case, PassportCard makes a balance available on the card for use on site.

When payment could not be made with the card and reimbursement is claimed, the official form requires relevant medical documents, an itemised bill and receipts. Whether reimbursement is available depends on the specific policy.

Planned inpatient treatment may require prior approval or a guarantee of payment. This is a separate process and is not the same as loading the card.

In the USA, PassportCard is not used directly for payments. According to the provider, PassportCard settles bills there directly with the medical provider via a UHC (UnitedHealthcare) card; the contractual deductible remains with the insured person.

PassportCard states that it currently does not offer international health insurance to people aged 65 or over. For younger applicants, age and health information form part of the quote process; the provider decides individually on acceptance.

The provider states that the binding offer results from its individual underwriting decision.

PassportCard publicly states a minimum term of three months. Other duration and cancellation rules depend on the specific offer and its policy wording; this site does not state a universal cancellation period.

The public product page points to plan-specific benefit limits, possible waiting periods and the binding policy wording.

The S1 form is part of European coordination for specific cross-border situations, such as posting or pension cases. It is not a general substitute for worldwide private health insurance; the relevant social security institutions decide responsibility.

PassportCard Europe's initial information names AWP Health & Life SA and MGEN Portugal – Companhia de Seguros, S.A. as risk carriers. The offer and policy documents identify the contracting party for a specific offer.

PassportCard Europe describes its insurance distribution role and the risk carriers in its initial information. auslandspolice is operated by Biturai L.L.C-FZ, provides general information, does not intermediate or advise, and receives compensation if a contract is concluded through the labelled link.