Living abroad long term
Residence, work and stay status can determine whether a local mandatory system must be clarified first.
Requirements
What is established before an offer.
PassportCard states formal requirements and policy limits. The provider decides whether an offer is available from the details entered there; auslandspolice does not assess personal suitability.
Details in the offer flow
Four international living situations.
The provider describes different starting situations. They do not replace the formal requirements or the provider's review of the details entered for an offer.
Location-independent work
Not having a fixed residence does not replace the information reviewed by the provider in the offer flow.
Living in several countries
The selected coverage zone and the policy's country rules define the geographical scope.
Family abroad
The offer and policy documents record the details for each person to be insured.
Formal boundaries
Three points to check separately before an offer.
Age and health information, possible waiting periods and responsibility of a local system are separate questions. The individual offer, policy and, where relevant, the competent social security institution are decisive.
Age and acceptancePassportCard states that it currently does not offer international health insurance to people aged 65 or over. For younger applicants, age and health information form part of the quote process; the provider decides individually on acceptance.
Waiting periodsThe public product page points to plan-specific benefit limits, possible waiting periods and the binding policy wording.
S1 and mandatory systemsThe S1 form is part of European coordination for specific cross-border situations, such as posting or pension cases. It is not a general substitute for worldwide private health insurance; the relevant social security institutions decide responsibility.
Get your personal quote now.
The link takes you directly to PassportCard. You enter your details there; a binding offer follows only after the provider's review.